|Noun||1.||insured - a person whose interests are protected by an insurance policy; a person who contracts for an insurance policy that indemnifies him against loss of property or life or health etc.|
Synonyms: insured person
|Adj.||1.||insured - covered by insurance; "an insured risk"; "all members of the film cast and crew are insured"|
uninsured - not covered by insurance; "an uninsured motorist"
INSURED, contracts. The person who procures an insurance on his property.
2. It is the duty of the insured to pay the premium, and to represent fully and fairly all the circumstances relating to the subject-matter of the insurance, which may influence the determination of the underwriters in undertaking the risk, or estimating the premium. A concealment of such facts amounts to a fraud, which avoids the contract. 1 Marsh. Ins. 464; Park, Ins. h. t.